Buy House In Hong Kong -

: Submit a verbal offer through your agent. In 2026, competitive bidding is returning to popular estates.

: Use tools like the HSBC Mortgage Assessment to determine your borrowing capacity.

: Complete your application with banks like HSBC or Hang Seng . buy house in hong kong

: Excess inventory is being absorbed, with primary sales leading the rebound. 2. The 8-Step Buying Process

: Once the offer is accepted, sign the PASP and pay a 5% initial deposit (often called "small deposit"). : Submit a verbal offer through your agent

The market has transitioned from a crisis phase to a . Key drivers include:

: Typically 14 days later, sign the formal contract and pay the remaining 5% deposit (totaling 10%) plus the applicable stamp duty. : Complete your application with banks like HSBC

: Extra taxes for foreign buyers, such as the 15% Buyer’s Stamp Duty (BSD), were abolished in early 2024, creating a level playing field for non-residents.