Once you have your pre-approval letter, you can start hunting with a clear "needs vs. wants" list. 10 First-Time Homebuyer Mistakes To Avoid - Bankrate
Buying your first home is a multi-step process that begins with strict financial preparation before you ever visit a property. 1. Get Your Finances House-Ready what to do when buying your first house
Sellers often won't consider an offer unless you have professional backing and proof of funds. Once you have your pre-approval letter, you can
: Use the 28/36 rule —housing costs shouldn't exceed 28% of your gross monthly income, and total debt shouldn't exceed 36%. Once you have your pre-approval letter