: Aim for a substantial down payment to potentially waive certain appraisals or insurance. Use the 3-3-3 rule to ensure you have three months of living expenses and three months of mortgage payments in reserve.
Before looking at houses, you must establish a clear budget and secure financing. what to do when buying a home
: During the process, avoid big changes like applying for other loans, making large cash deposits, or changing your job. Finding and Selecting a Home : Aim for a substantial down payment to