What Is The Best Annuity To Buy May 2026

Short-term investors willing to trade a slightly lower carrier rating for maximum yield. Best Annuity Companies of 2026 - CNBC

Offers top-tier 5-year rates (up to 5.60%) from an A++ rated carrier.

Ties growth to indices like the S&P 500 but guarantees you won't lose principal if the market drops. what is the best annuity to buy

The "best" annuity depends entirely on whether your goal is high guaranteed growth, lifetime income, or market-linked upside without principal risk. In the current market (April 2026), annuity rates are near 15-year highs, making them an attractive alternative to CDs and bonds. Best for Guaranteed Growth (MYGA): MassMutual Stable Voyage

Pre-retirees (ages 55-65) with a 7-10 year horizon who want more upside than a fixed rate. Best for High Returns (Higher Risk): CL Life Short-term investors willing to trade a slightly lower

Currently offering some of the highest 1-year fixed rates in the industry at 7.00%.

Converts a lump sum into a paycheck within 12 months with no contract fees. The "best" annuity depends entirely on whether your

Retirees who need to fill a specific monthly income gap immediately. Best for Market Growth (FIA): Allianz Life Benefit Control