People who plan to their vehicle around the 3-year mark.

: Starting at month 37, her payments "step up" to a higher fixed amount to ensure the car is fully paid off by the end of the term.

While Flex Buy is a great fit for someone like Sarah, who expects her income to rise over the next three years, there are a few important considerations:

: Her interest rate remains exactly the same for the entire loan; only the payment amount changes. Is It Right for You? Ford Flex Buy is often ideal for: First-time buyers or graduates with entry-level salaries.

: She can choose between a 66-month or a 75-month term. Ownership Without the Limits Unlike a lease, Sarah owns the vehicle from day one: