The program, issued by Citibank, is designed primarily for frequent electronics shoppers who can leverage high reward rates or promotional financing for large purchases. As of April 2026, the program offers two main versions: a "closed-loop" store-only card and an "open-loop" Visa card accepted globally. 1. Core Card Tiers

: Limited to Best Buy and BestBuy.com ; it lacks the broader rewards categories but often has more lenient approval requirements.

Applicants are evaluated for different card versions based on their credit profile:

: Similar to the Platinum version but typically carries a $59 annual fee , often offered to those with slightly lower credit scores. 2. Reward Structure