Despite the benefits, merchants must weigh the costs and operational changes:

: When customers can pay over time, they are more likely to upgrade to premium items or add more to their cart. Studies show AOV increases of 20% to 50% after enabling installment options.

: Returns can be more involved, as merchants must coordinate with the BNPL provider to halt or adjust a customer's payment schedule.

Shopify Buy Now Pay Later May 2026

Despite the benefits, merchants must weigh the costs and operational changes:

: When customers can pay over time, they are more likely to upgrade to premium items or add more to their cart. Studies show AOV increases of 20% to 50% after enabling installment options. shopify buy now pay later

: Returns can be more involved, as merchants must coordinate with the BNPL provider to halt or adjust a customer's payment schedule. Despite the benefits, merchants must weigh the costs