A dynamic "Buy-out Price" that decreases every month as credits accumulate, allowing users to settle the balance early if they choose. 3. Key Feature Functionalities Lease-Option Purchases - National Association of REALTORS®
A portion of each monthly payment (e.g., 10–20%) that is set aside and credited toward the final purchase price or down payment. rent to buy option
An upfront payment (usually 1–5% of the total value) that grants the user the exclusive right to buy. This is typically non-refundable. A dynamic "Buy-out Price" that decreases every month
The user has the choice to buy at the end of the term but isn't forced to. rent to buy option