: In 2018, he suggested the government should reduce the second charge (equity loan) from 20% to 10% outside London, and from 40% to approximately 25% within London, citing improved availability of high LTV mortgages.
: Boulger argued that the coalition government used Help to Buy as a response to the impact of Basel II regulations on mortgage lending. Proposals for Reform ray boulger help to buy
: The scheme closed to new applications on October 31, 2022 , and officially ended on March 31, 2023 . : In 2018, he suggested the government should