Used Car Buying Service - Penfed

: Check your potential rates with a soft credit pull that won't impact your score.

: Financing a used car through PenFed typically grants a 0.80% APR discount if you use their buying service. Current Rates (as of April 2026) : 36 Months : Rates as low as 4.34% APR . 60 Months : Rates as low as 4.99% APR . penfed used car buying service

: Use the PenFed TrueCar Portal to find your vehicle and secure your "Member Price". : Check your potential rates with a soft

: Buyers may be eligible for up to $1,000 in auto deductible reimbursement (reimbursing up to $500 twice a year) if they file a claim within 365 days of registration. 4. Simple, Digital Process The entire workflow is built for the modern shopper: 60 Months : Rates as low as 4

: If your car is totaled and you owe more than its value, GAP insurance covers the difference.

By leveraging the Auto Loan Calculator on their site, you can estimate your monthly payments and see exactly how much that 0.80% discount will save you over the life of your loan. Frequently Asked Questions (FAQs) - PenFed Credit Union