New Jersey Auto Insurance Quotes May 2026

: Noted for having the best customer service scores in the Mid-Atlantic region.

: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements new jersey auto insurance quotes

: Standard policies typically require at least $15,000 in Personal Injury Protection. : Noted for having the best customer service

For 2026, and GEICO are the top-rated providers for New Jersey auto insurance, consistently offering the best balance of low rates and high customer satisfaction. New Jersey is a no-fault state with some of the highest premiums in the U.S., averaging roughly $219 to $271 per month for full coverage. Top-Rated Insurance Providers For 2026, and GEICO are the top-rated providers

: Widely considered the best overall in NJ.

: Exceptional customer service ratings from J.D. Power and potential cash dividends for policyholders.

Drivers often share that shifting between major carriers is the most effective way to manage rising costs in the state.