Never skip this. They are the only people paid to tell you what’s wrong with your dream home. 4. Distinguish "Must-Haves" from "Nice-to-Haves"
Before you start looking at kitchens, you need to look at your bank account. looking to buy a house for the first time
Commute time, school districts, and neighborhood vibe. Never skip this
Your credit score is the engine of your mortgage. The higher it is, the lower your interest rate, which can save you tens of thousands over the life of the loan. the lower your interest rate
Aim for 20% to avoid private mortgage insurance (PMI), but many first-time programs allow as little as 3% to 5% down.