I Need To Buy A Car With No Down Payment (2025)

: Most lenders prefer a score of 680 or higher , while a score above 720 often secures the best terms.

To drive away without an upfront payment, lenders generally look for the following: i need to buy a car with no down payment

: Using a vehicle you already own can act as a "virtual" down payment if it's worth more than what you still owe. : Most lenders prefer a score of 680