How To Get Money To Buy A Business May 2026

: It can finance up to 90% of the purchase price, typically requiring a 10% down payment from the buyer.

Buying an existing business is often easier to finance than starting one from scratch because you can leverage the company's established history and cash flow. Most acquisitions are funded through a combination of sources rather than a single loan. 1. SBA 7(a) Loans how to get money to buy a business

The is the most popular tool for business acquisitions. : It can finance up to 90% of

Buying an Existing Business? 4 Ways to Finance Your Purchase 4 Ways to Finance Your Purchase : The U

: The U.S. Small Business Administration (SBA) guarantees a portion of the loan, encouraging banks to lend to buyers who might not meet traditional criteria.

: Repayment terms are generally longer (up to 10 years for a business purchase or 25 years if real estate is included), which helps preserve daily cash flow.

: Lenders typically look for a personal credit score of 650–680+ , relevant management experience, and a solid business plan. 2. Seller (Owner) Financing