Number of bedrooms, school district, or commute time.
A pro checks for mold, structural issues, and faulty wiring.
When you find "the one," your agent will help you determine a fair price based on "comps" (what similar homes nearby sold for). Don't be afraid to ask for a "seller concession" to help cover your closing costs if the house needs minor repairs. 6. The "Due Diligence" Phase how to buy my first home
Expect to pay 2% to 5% of the home’s purchase price in taxes, lender fees, and inspections. 2. Get Pre-Approved
Once your offer is accepted, you enter escrow. Never skip these two steps: Number of bedrooms, school district, or commute time
It’s easy to get distracted by a pretty kitchen. Stay grounded by making a list:
A "pre-qualification" is a guess; a is a commitment. It shows sellers you are a serious, vetted buyer. Shop around with at least three lenders to compare interest rates and loan terms. 3. Find a "Buyer’s Agent" Don't be afraid to ask for a "seller
Avoid making any large purchases (like a new car or furniture on credit) between your pre-approval and closing day, as this can disqualify your loan at the last minute!