: Information on bankruptcies or foreclosures. 💡 Why Your Rating Matters
: History of your credit cards, mortgages, and loans. find-your-credit-rating
: On-time or late payments (this is the biggest factor in your score). : Information on bankruptcies or foreclosures
: If you find an error on your report, contact the credit bureau immediately to have it investigated. find-your-credit-rating
: Just one 30-day late payment can drop a score by 60 to 110 points.
You can access your credit report and score through several official and secure channels.