: Decide how long you need coverage. Options typically range from 2 years to age 65 or 70.
: Pays a partial benefit if you can work part-time but suffer a loss of income due to illness or injury. dis insurance
: This is your waiting period (like a deductible). Common lengths are 60, 90, or 180 days. Longer periods lead to lower premiums. : Decide how long you need coverage
Before purchasing, verify these "make or break" terms in your policy: dis insurance