Balance transfer fees (usually 3–5%) and the "cliff"—the high interest rate that kicks in once the promo ends. 2. Personal Loans
Taming the Plastic: A No-Nonsense Guide to Credit Card Consolidation
I can help you compare a balance transfer versus a personal loan based on your current balances.
People with good credit who can pay off the debt quickly.
If you own a home, you can borrow against your equity to pay off your cards.









