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Arthur, blinded by the prospect of a $99-a-year getaway, signed the stack of papers. He left with a plastic keychain and a sense of triumph.

The resort was named "The Golden Palms," but it looked more like "The Rusty Shingles" as Arthur pulled his rental car into the gravel lot. cheap timeshare

"Wait," Arthur told the customer service rep on the phone. "The flyer said cheap." Arthur, blinded by the prospect of a $99-a-year