Cardmemberservices.com -

: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices

: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate". cardmemberservices.com

: Cardholders often see "CARDMEMBER SERV WEB PYMT" or "CARDMEMBER SERV ELECT PYMT" on their bank statements after making a payment. Distinguishing the Service from Scams : Scammers often spoof caller IDs to make

: It serves as the primary billing and payment processing platform for credit cards issued by Elan Financial Services and U.S. Bank . Distinguishing the Service from Scams : It serves

Is that a legit credit card company calling, or just another scam?

While the portal itself is legitimate, the generic term "Card Member Services" is frequently exploited by scammers.

: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services".