While most major retailers like Walmart, Target, and Amazon accept credit cards for gift card purchases, individual stores may have their own rules.

: Some retailers require a photo ID to ensure your credit card name matches.

: Retailers like Southwest Airlines limit gift card purchases to $1,000 per day via credit card.

Can You Use a Credit Card to Buy Gift Cards? Yes, in the vast majority of cases, you can use a credit card to purchase gift cards at major retailers. Whether you are picking up a birthday present or trying to maximize your rewards points, using credit for gift cards is a common practice.