Can I Buy Short Term Disability Insurance On My Own May 2026

Provides policies with one- and three-year benefit periods.

While some major insurers like Guardian Life only offer short-term disability through employers, several others provide individual options: can i buy short term disability insurance on my own

Buying privately is generally more expensive than group coverage because you lose out on employer subsidies and group rates. How Much Does Short-Term Disability Cost? | Aflac Provides policies with one- and three-year benefit periods