: Ask the car's owner to add you to their existing policy. This is often the most cost-effective way to get regular coverage.

Yes, you can generally buy insurance for a car you do not own, but the process and options depend heavily on how often you plan to drive the vehicle and your relationship with the owner.

: Specifically for people who don’t own a car but frequently borrow or rent one. These often provide liability-only coverage.

: Best for short-term use (e.g., borrowing a friend’s car for a weekend). You can buy standalone cover for a few hours up to 28 or 30 days.

: Check your existing policy; some comprehensive plans include third-party cover to drive other vehicles in emergencies, though this is becoming less common. Key Requirements & Hurdles Can You Insure A Car You Don't Own? | GoCompare