: Some DPA programs provide the 3.5% down payment as a zero-interest second mortgage that is forgiven after a set period of on-time payments (e.g., 36 months).
: You live in the house as a tenant for 3–5 years while a portion of your monthly rent is credited toward a future down payment. can i buy a house with no money
: Programs like PMAY-Urban 2.0 in India offer interest subsidies (up to ₹2.67 lakh) that directly reduce your loan principal and monthly EMIs. : Some DPA programs provide the 3
If you don't qualify for a zero-down loan, you may use grants or secondary loans to cover the upfront costs: can i buy a house with no money