: A government-issued driver’s license or state ID.

: Cash or a trade-in; the amount typically varies based on the vehicle selected.

: Ask if the dealer provides a limited warranty, such as the 12-month coverage offered by some regional lots.

: One missed payment can lead to immediate repossession; some dealers even install "kill switches" or tracking devices on the car. 💡 Essential Tips for Birmingham Buyers

: Ensure the interest rate, payment schedule, and late payment policy are clearly stated in writing before you sign.