: You can "bank" unused points into the next year or "borrow" points from the following year to book larger or longer stays. 4. Understand the Financial Commitment

: Review official point charts to see how many points are required for the room size and time of year you prefer to travel.

: Buying from a previous owner through brokers like DVC Shop or Fidelity Real Estate can be significantly cheaper, with prices often ranging from $38 to $50 per point . However, resale points typically cannot be used at newer resorts like Riviera or the Villas at Disneyland Hotel. 2. Select Your "Home Resort" Your Home Resort is where your points "live."

: "Buy where you want to stay." If you absolutely love the monorail access of the Grand Floridian or the theme of the Animal Kingdom Lodge, make that your home. 3. Calculate Your Point Needs DVC runs on a point system rather than fixed weeks.