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Choose 0% interest financing on large purchases instead of rewards.

Earn 5% back on every dollar spent at Best Buy. best buy best buy credit card

Earn 3% on gas, 2% on dining/grocery, and 1% elsewhere. The Catch: Deferred Interest The "0% interest" financing is actually deferred interest . Choose 0% interest financing on large purchases instead

You cannot get 5% back 0% financing on the same purchase. You have to pick one at the checkout screen. Use rewards for small tech and financing for the big-ticket items. Is It Worth It? Yes, if: You are planning a major home theater or appliance haul. You can pay off your promotional balances on time. You want a high rewards rate for electronics. No, if: 2% on dining/grocery