American Buying Property In Italy | 500+ POPULAR |

: Owning property does not grant you a visa or residency. Without a separate visa, you are limited to the standard Schengen limit of 90 days within any 180-day period.

Because of the language barrier and technical complexities, it is highly recommended to hire:

The Italian real estate process is highly regulated and follows three main stages:

: Italian banks are conservative with non-residents. Expect a maximum Loan-to-Value (LTV) of 50–60% , meaning you will need a 40–50% down payment. Many Americans prefer using a cash purchase or a HELOC on their US home to avoid the paperwork. Purchase Taxes :