This policy update significantly changed how the FDIC evaluates bank mergers, specifically regarding:
: The FDIC now explicitly states that its analysis is informed by the Department of Justice's (DOJ) approach to evaluating how a merger might lessen competition. This policy update significantly changed how the FDIC
: Under the Bank Merger Act, the FDIC is barred from approving any merger that results in a monopoly or substantially restrains trade. This policy update significantly changed how the FDIC
: The policy places greater emphasis on how a merger might affect the stability of the U.S. banking system as a whole. Statement of Policy on Bank Merger Transactions This policy update significantly changed how the FDIC